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Terms & Conditions

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Terms and Conditions.

Please carefully read the following Terms and Conditions ("Terms") before using the CEMES Limited mobile application (the "App"). By accessing or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the App.

Loan Services:

  • CEMES Limited provides loan services to eligible individuals, subject to the terms and conditions outlined herein.
  • Loan approval is based on various factors, including but not limited to your creditworthiness, financial history, and other relevant information.

User Eligibility:

  • To use our services, you must be at least 18 years old and capable of entering into a legally binding agreement.
  • You must provide accurate and complete information during the loan application process.

Loan Terms:

  • Loan terms, including interest rates, repayment schedules, and other relevant details, will be provided to you during the application process.
  • It is your responsibility to review and understand the terms before accepting a loan offer.

Repayment:

  • You agree to repay the loan according to the terms agreed upon in the loan agreement.
  • Late payments may result in additional fees and interest charges.

Privacy Policy:

  • Your use of the App is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

Intellectual Property:

  • The App and its content, including but not limited to text, graphics, logos, and images, are the property of CEMES Limited and are protected by intellectual property laws.

Prohibited Activities:

  • You agree not to engage in any activities that violate these Terms, applicable laws, or the rights of others.
  • Prohibited activities include, but are not limited to, fraud, unauthorized access, and any form of harassment.

Disclaimer of Warranties:

  • The App is provided "as is" without any warranties, express or implied.
  • .CEMES Limited does not guarantee the accuracy, completeness, or reliability of any information on the App.

Limitation of Liability:

  • CEMES Limited is not liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the App.

Changes to Terms:

  • We reserve the right to modify these Terms at any time. Changes will be effective upon posting on the App.
  • Continued use of the App after the effective date of changes constitutes acceptance of the modified Terms.

Termination:

  • CEMES Limited reserves the right to terminate or suspend your access to the App at any time for any reason without prior notice.

Governing Law:

  • These Terms are governed by and construed in accordance with the laws of Kenya. .

Inquiry

  • If you have any questions about these Terms, please contact us at Phone: 0797333888 or Email: info@cemesltd.co.ke.
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