
Franchise
Discover a revolutionary approach to business ownership with CEMES MICRO-FRANCHISING. Our business model democratizes entrepreneurship, ensuring that prosperity reaches everyone, not just the privileged few. With CEMES MICRO-FRANCHISING, you're not just investing in a business; you're investing in positive change. Our primary mission is to empower micro-franchisees by providing them with strong, tested, and established business concepts that amplify their earning potential.
Micro-Franchising
Micro-franchising is replicating business concepts at the grass-roots level to alleviate poverty. It is similar to franchising but on a smaller scale, intending to benefit the poor rather than just elevating the affluent. Micro franchising's primary goal is to reduce poverty by developing and delivering robust, established businesses that enhance the earning potential of micro franchisees.
They are financial inclusion enablers by delivering financial services closer to the people at the bottom of the pyramid, especially in underserved segments.
Join our network of entrepreneurs and be a catalyst for change in our communities.
Everything you need to operate.
Operate under the CEMES name with full brand guidelines, marketing materials, and a recognised reputation.
An exclusive geographic territory within Nairobi or an agreed county, limiting direct competition from other franchisees.
Full access to CEMES’s loan origination, client management, and repayment tracking systems.
Structured onboarding and ongoing training for you and your staff, run by CEMES credit and operations leads.
CEMES refers qualified borrowers in your territory to your branch first, seeding your client base from day one.
Eligible franchisees can apply for a CEMES Franchise Financing loan to cover territory fees, fitout, and initial working capital.
Initial screening
We look for disciplined local business leaders capable of maintaining ethical lending standards and protecting client relationships.
Steps in Opening a Franchise
Company Prospectors; Application Form
Duly signed application Form; Copy of National ID/Passport; Two reference Letters; Bank statement showing amount of money needed; Resume/CV
suitability (Profile) Questionnaire
Non Disclosure Agreement
Due Dilligence Checklist; Panel interview question guide
Franchise Disclosure document; Cemes Audited Financial Statements-3 yrs; Franchise Agreement; Franchise Roaster-List of current & past franchises
Franchise Agreements; Principal owners Guranty; Franchise designated Territory
Receipt of Initial Fee; Receipt of initial working Capital
Pre-opening Tasks procedure document
Training Manual
Compliance Document; Certificate of Rediness to operate
Unit Launch procedures
Speak with our franchise team about available territories across Nairobi and key regional commercial hubs.