Franchise

Experience the power of Micro-Franchising with CEMES LTD

Discover a revolutionary approach to business ownership with CEMES MICRO-FRANCHISING. Our business model democratizes entrepreneurship, ensuring that prosperity reaches everyone, not just the privileged few. With CEMES MICRO-FRANCHISING, you're not just investing in a business; you're investing in positive change. Our primary mission is to empower micro-franchisees by providing them with strong, tested, and established business concepts that amplify their earning potential.

About Franchising

Micro-Franchising

Micro-franchising is replicating business concepts at the grass-roots level to alleviate poverty. It is similar to franchising but on a smaller scale, intending to benefit the poor rather than just elevating the affluent. Micro franchising's primary goal is to reduce poverty by developing and delivering robust, established businesses that enhance the earning potential of micro franchisees.

They are financial inclusion enablers by delivering financial services closer to the people at the bottom of the pyramid, especially in underserved segments.

Join our network of entrepreneurs and be a catalyst for change in our communities.

What franchisees receive

Everything you need to operate.

  • Brand licence

    Operate under the CEMES name with full brand guidelines, marketing materials, and a recognised reputation.

  • Defined territory

    An exclusive geographic territory within Nairobi or an agreed county, limiting direct competition from other franchisees.

  • Credit systems access

    Full access to CEMES’s loan origination, client management, and repayment tracking systems.

  • Relationship manager training

    Structured onboarding and ongoing training for you and your staff, run by CEMES credit and operations leads.

  • Capital referral pipeline

    CEMES refers qualified borrowers in your territory to your branch first, seeding your client base from day one.

  • Franchise Financing

    Eligible franchisees can apply for a CEMES Franchise Financing loan to cover territory fees, fitout, and initial working capital.

Eligibility

Initial screening

We look for disciplined local business leaders capable of maintaining ethical lending standards and protecting client relationships.

  • Duly signed application Form
  • Copy of National ID/Passport
  • Two reference Letters
  • Bank statement showing amount of money needed
  • Resume/CV

The process

Steps in Opening a Franchise

  1. 01

    Info pac

    Company Prospectors; Application Form

  2. 02

    Initial screening

    Duly signed application Form; Copy of National ID/Passport; Two reference Letters; Bank statement showing amount of money needed; Resume/CV

  3. 03

    E-Test

    suitability (Profile) Questionnaire

  4. 04

    NDA

    Non Disclosure Agreement

  5. 05

    Face to Face interview

    Due Dilligence Checklist; Panel interview question guide

  6. 06

    Franchise Disclosure documents(FDD)

    Franchise Disclosure document; Cemes Audited Financial Statements-3 yrs; Franchise Agreement; Franchise Roaster-List of current & past franchises

  7. 07

    Agreements

    Franchise Agreements; Principal owners Guranty; Franchise designated Territory

  8. 08

    Funds Deposit

    Receipt of Initial Fee; Receipt of initial working Capital

  9. 09

    Pre-opening Tasks

    Pre-opening Tasks procedure document

  10. 10

    Training

    Training Manual

  11. 11

    Compliance Check

    Compliance Document; Certificate of Rediness to operate

  12. 12

    Unit Launch

    Unit Launch procedures

Ready to enquire?

Speak with our franchise team about available territories across Nairobi and key regional commercial hubs.

Start your enquiry