Fast, Simple & Reliable Credit Solutions
We offer quick, flexible cash loans for your business. Access loans from KES 3,000 to KES 300,000 through our mobile platform.
Our products
Financial solutions for every need
Credit Ease
At CEMES our flagship product, the Revolving Credit, stands as a beacon of financial support for Micro-sized Businesses.
Up to KES 49,000Explore
Growth Accelerator Loan (SME)
At CEMES we redefine financial support for Small and Medium Enterprises (SMEs) with our innovative product - the Growth Accelerator Loan.
Access funds up to KES 300,000, tailored to meet the dynamic needs of your business.Explore
Medicare Credit
Medicare Credit is a purpose-driven financial solution for unexpected healthcare expenses.
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Agribiz
CEMES brings you our cutting-edge agribusiness product: a revolutionary financing model meticulously designed to empower farmers and agricultural groups.
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Franchise Financing
Cemes Franchise Financing is specifically designed for existing franchisees to secure funding to facilitate expansion of working capital and existing office improvements.
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Grow Your Business & Get More Profit
Centenary Microenterprise Services Ltd. (CEMES) started in March 2011 as a microfinance consultancy firm, serving microfinance and SACCO institutions in Kenya. The business later transformed into a micro-credit organization registered as a limited company by the laws of Kenya, Cap. 486. The organization focuses on micro, small, and medium enterprises (MSMEs) to support individuals and strengthen community institutions to improve living standards. We have a wide range of affordable, high-quality financial products and services that are aligned with the needs of small businesses.